National Mortgage News (Servicing) RSS

• IMB profitability hits 4-year high in 2025, MBA finds

  While last year was the best for origination income since 2022, annual net servicing revenue for mortgage bankers was approximately 70% below 2024's level.

• Foreclosures 'could signal shifting housing market dynamics'

  Quarterly filings are far from historic highs but rising more consistently, with concentrations in Florida, California and Texas, Attom's latest numbers show.

• Jumbo loans are creeping into non-QM, HELOC securities

  Large loan balances are increasingly common in non-QM and HELOC securitizations, bringing faster prepayments and higher delinquency risks, Bank of America Securities research shows.

• Gen Z, millennial homeowners struggle with mortgage payments

  Half of Gen Z homeowners and 44% of millennial homeowners were at risk of missing at least one mortgage payment over the last two years, ServiceLink found.

• 2026 Atlantic hurricane season forecast: what servicers need to know

  Sheer luck kept all but one hurricane from U.S. shores in 2025; one landfall in 2026 could devastate servicers.

• Kastle AI integrates with ICE's mortgage servicing system

  The integration allows servicers on ICE's MSP platform to deploy Kastle's AI agents without building custom infrastructure, Kastle said.

• California utility bills are 20% higher due to wildfires

  "Wildfire risk is not just an occasional catastrophe, but a recurring cost embedded in the state's economy," said the report issued this week by the California Earthquake Authority.

• Fifth Third official: AI will help banks 'out-code' vendors

  Jay Plum, head of consumer lending at Fifth Third Bank, says artificial intelligence is fundamentally shifting relationships between banks and their third-party software vendors, allowing banks to do things on their own that they would previously rely on vendors to do for them, like identify risky loans and prepare for exams.

• New American Funding announces addition of One Goal Mortgage

  The California-based lender announced Wednesday the addition of One Goal Mortgage, a branch serving the Omaha, Nebraska, metro area and Southwest Iowa.